Does a strong score mean the property is worth buying?

No. The score is a first-pass filter for weak assumptions, evidence gaps and next checks before deeper work.

Why use the checker before making an offer?

It helps expose fragile assumptions before you rely on optimistic revenue estimates, before furnishing costs surprise you, and before management fees or finance costs wipe out the margin.

Deal Checker

Check a holiday-let deal before you offer.

Use the Free Holiday Let Deal Checker to test income, costs, finance, setup spend, occupancy and operating assumptions before you commit survey, legal or furnishing costs.

Start the free check View the £39 spreadsheet

Deal score –/100

Enter a property or adjust the assumptions to see the first-pass score update.

Free sample One property check is included.

Edit the assumptions as much as you need for one property. The result is a first-pass screen, not a saved full model.

Deal-check example

Watch a deal-check example before running the form.

See how holiday-let deal examples move from a listing into income, cost, finance, evidence and risk checks before you run your own property.

Watch holiday-let deal examples

1. Start with a listing

Use the property details from a listing, brochure or your own notes. Pasted text is usually the most reliable way to complete the check.

Property link Links are useful evidence, but pasted text or uploaded brochure details usually produce better assumptions. Attach brochure, screenshot or notes Attachments can help you keep evidence together, but paste the key price, bedroom, income and restriction details into the form.

Paste listing or brochure details

Privacy note.

We use the information you enter to generate your educational deal check. Do not enter confidential information or paste confidential financial details. Listing text and assumptions are used to produce your educational analysis and are handled according to the privacy policy.

2. Comparable evidence

Add nearby holiday-let or short-stay comparables so the checker can update likely rates, booked weeks and occupancy assumptions.

Comparable links Open, public pages work best. Restricted portals may still require pasted text.

Attach comparable notes or screenshots Use attachments as evidence. Paste the key rates, occupancy or comparable notes as text for the clearest result. Comparable summary

3. Property and location

These fields drive the area, property-fit and confidence parts of the score.

Destination / country Suggests currency, seasonal income, fees and compliance assumptions for untouched fields. Manual entries are retained. Property name/reference Location Property type Bedrooms Sleeps Area demand Seasonality Condition Furnishing status If the property is not already a holiday let, keep furnishing and setup cost in the model. Guest fit Restriction risk

UK assumptions.

UK defaults are loaded first. Select another country to update currency and operating assumptions, then verify the exact area and property locally.

Parking Outside space Sea / water view Hot tub Fireplace / log burner Dog-friendly setup

4. Finance assumptions

Results update immediately. Keep auto mortgage on if borrowing equals purchase price less deposit.

Auto mortgage amount = purchase price minus deposit Auto-estimate furnishing/setup cost from bedrooms, sleeps, condition and furnishing status

Purchase price £ Deposit £ Mortgage amount £ Interest rate % Mortgage term years Mortgage type Repayment uses a standard capital-and-interest formula.

5. Income and operating costs

Use cautious assumptions until you have verified booking evidence or local comparable data.

High-season weekly rate £ Mid-season weekly rate £ Low-season weekly rate £ High-season weeks booked weeks Mid-season weeks booked weeks Low-season weeks booked weeks Average stay length nights/booking Short-break/extra income £ Cleaning fee treatment Included mode creates no duplicate cleaning income. Cleaning fee charged to guests £ Cleaning cost paid by owner £ Platform/booking fee % Management/agency fee (% of accommodation revenue) % Management fee VAT treatment The effective all-in percentage is applied once to accommodation revenue only. Utilities per year £ Insurance per year £ Maintenance reserve % Local property tax/rates/service charge £ Compliance/licensing cost estimate £ Local tax/resort fee estimate £ Hot tub/spa maintenance £ Other annual costs £ Furnishing/setup cost £ Transfer tax/legal/purchase costs £

6. Offer target

The offer guide caps the suggested bid at the asking price and shows separate headroom when the model supports more than asking.

Target cash-on-cash return % Target annual cashflow £

Deal score –/100

Score updates as you change the assumptions.

Current verdict Enter assumptions to generate the verdict.

Confidence level Awaiting evidence

Capacity model Sleeps and bedrooms adjust the model.

Setup budget Furnishing status adjusts cash invested.

Revenue needed to break even –

Suggested next move Add listing evidence and check restrictions.

Total gross income–

Operating costs–

NOI before mortgage–

Net cashflow–

Break-even occupancy–

Mortgage annual cost–

Cash invested–

Cash-on-cash–

Offer guide–

Risk explanation Use the score to decide what needs checking next.

The free result is a first-pass screen. Treat weak evidence, high break-even occupancy, negative cashflow, high setup spend or unknown restrictions as prompts for further checks before offer-stage costs.

What the score is noticing

Strengths

Risks

Next checks

Upload evidence in Pro Open saved opportunities

First-pass screening only.

This trust note is here to keep the decision clean: the checker is a first-pass screening model, not live booking data, a valuation, a lending view, a tax answer or a recommendation to buy.

Next step

Use the result for the right job.

Keep the next move simple: model one serious deal, compare or track more than one property, or tidy up the operating workflow.

Model this deal properly

Use the £39 Deal Report + Spreadsheet.

For one serious property before offer, survey, legal work or furnishing spend. Save assumptions, setup budget, sensitivity checks and buyer actions in a workbook.

Use the £39 Deal Report + Spreadsheet

Track or compare deals

Use Pro Tracker.

For comparing multiple properties, keeping a shortlist, tracking setup spend after purchase and reviewing actual income, costs, KPIs and P&L against the original case.

View Pro Tracker

Need help setting up operations?

Use AI workflow support.

For guest messages, cleaner handovers, owner reports, accounting handover and monthly review routines once the property is moving toward launch or already operating.

View AI workflow support

FAQs

Common questions

Is the deal checker an editable screening tool?

Yes. You can add a property link, paste listing text or upload supporting information, then edit the assumptions and review the first-pass score and financial outputs.

Can the checker pull details from Rightmove or Zoopla links?

Some portals restrict direct extraction. The checker keeps the link as evidence, but the most reliable method is to paste the listing description, price, bedrooms, features and any agent income claims into the text box.

What affects the deal score?

The score considers area demand, seasonality, restriction risk, property fit, condition, guest features, cashflow, cash-on-cash return, break-even occupancy and confidence in the assumptions entered.

Decision-support only.

Holiday Let Investor provides educational tools and decision-support resources. It does not provide regulated investment, mortgage, tax, legal, planning, valuation or accounting advice. Outputs depend on user assumptions and should support, not replace, your own checks and professional advice.