Occupancy needed
Holiday Let Break-Even Calculator
Find how many booked nights or weeks a holiday let needs before it covers operating costs and finance, then see the occupancy required for a cashflow target.
How it works
Break-even occupancy is the booked nights needed so contribution after management and variable cost covers fixed operating costs and finance. Add a profit target if you want more than zero cashflow.
What the inputs mean
Fixed costs continue whether the property is empty. Variable costs rise with occupied nights. Management percentage reduces the contribution from each booking. Finance is the annual mortgage cost you are testing, not a lender offer.
How to interpret the result
If break-even occupancy is above the occupancy you can evidence, the deal needs a lower price, lower costs or stronger rates. The 35% to 75% table shows how cashflow moves before you open the full calculator.
Worked example
£150 a night, £25 variable cost, 15% management, £12,000 fixed costs and £8,000 finance needs about 195 booked nights, or 53% occupancy, just to reach zero cashflow. A £5,000 surplus needs more nights than that.
Limitations
The page uses 365 available nights. It does not model seasonality, personal use or closed weeks. Use the main calculator when those matter.
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FAQs
Common questions
Is this the same as the occupancy article?
No. The article explains occupancy. This page calculates nights, weeks and occupancy from the costs you enter.
Does it include mortgage principal?
Enter the annual finance cost you want to cover. Interest-only and repayment produce different annual figures in the main calculator.
These tools model the assumptions you enter. They are not a valuation, mortgage offer, tax calculation for your circumstances, or a recommendation to buy. Holiday Let Investor does not provide regulated mortgage advice.