Free calculator
UK holiday-let investment calculator
Estimate gross income, running costs, mortgage cost, net cashflow, yields, break-even occupancy and cash-on-cash return using transparent assumptions.
Property assumptions
Use your own figures where possible. Defaults are illustrative UK holiday-let assumptions, not market data.
Used for gross yield and net yield before mortgage.
Cash invested includes deposit, setup cost and purchase costs.
Used to estimate annual interest-only or repayment cost.
Income assumptions
Seasonal rates multiplied by booked weeks plus any extra short-break or upsell income.
Optional annual extras such as pet fees, late checkout or short-break premium.
Costs and fees
Operating costs are deducted before mortgage. Percentages are applied to illustrative annual revenue.
Assumes one clean per booked week.
Applied to booking income plus guest cleaning fees.
Applied to booking revenue before cleaning income.
Applied to booking revenue as a simple annual reserve.
Used in cash invested and setup payback period.